Seyhun is responsible for retail credit risk models including originations, portfolio risk, collections, direct marketing and application fraud model development for auto, credit card, personal loan and small business portfolios. Under his direction, his team oversees and develops models, frameworks and analytics. He and his team play an integral role in transitioning to machine learning models focusing on fair lending and model bias. Prior to his Fifth Third Bank experience, Seyhun held Director of Model Risk positions at Discover Financial Services and at Santander Holdings USA covering fraud, AML, operational risk, retail and commercial credit risk. He holds a Ph.D. in Industrial Engineering from University of Central Florida.