Seyhun Hepdogan is Senior Vice President, Director of Analytics in Consumer Risk Strategies and Analytics group at Fifth Third Bank. He is responsible for retail credit risk models including originations, portfolio risk, collections, direct marketing and application fraud model development for auto, credit card, personal loans, and small business portfolios. He and his team play an integral role in transitioning to machine learning models focusing on fair lending, model bias and content summarization with large language models. Prior to his Fifth Third Bank experience, Seyhun held Director of Model Risk positions at Discover Financial Services and at Santander Holdings USA, Seyhun holds a Ph.D. in Industrial Engineering from University of Central Florida.