Sandeep Maira is a leader in the practical application of technology innovation, artificial intelligence, product development and in driving business transformation. He is founder and CTO of Raven Risk Intelligence, an artificial intelligence startup that seeks to revolutionize and optimize commercial credit lending and risk management through the use of machine learning. It is the first firm that envisions re-engineering the entire commercial credit process through the use of AI. It employs advanced machine learning techniques such as fine-tuned large language models, reinforcement learning, and genAI explainability. The benefits include highly accurate, timely and comprehensive outlooks on corporate credit lending, leading to faster and better commercial lending decisions, higher productivity and more real time portfolio monitoring. Prior to this, Mr. Maira served as Managing Director of Strategic Systems at Options Clearing Corporation. He designed a framework replacing all processing with a new highly scalable, flexible, and resilient cloud native technology stack. Previously he was Head of Risk and Compliance technology for BNY Mellon, leading a successful transformation effort. Earlier he was Head of Risk Technology for various businesses in JP Morgan. Earlier in his career he worked at Citigroup and Lehman Brothers. Mr. Maira helped develop the first banking crypto asset initiative while at Citigroup. He designed and executed the first and only USD digital currency pilot with the U.S. Treasury Department. He is a noted expert on financial technology innovation and is a frequent industry speaker on AI, risk, cloud and data transformations. Mr. Maira holds a Master’s and a Bachelor’s in Computer Science from Cornell University. He is on the Fintech and AI Advisory Boards for the Center for Financial Professionals (CeFPro) and also on Advisory Board and Senior Fellow for the AI 2030 Initiative.